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Takepayments Review
Discover everything you need to know about Takepayments in this comprehensive review, covering features, pricing, and suitability for your business.
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Takepayments Merchant Services
Takepayments provides payment tools that help businesses accept cards online and in store. This takepayments review evaluates its features, pros, and cons for small businesses, giving you a clear picture of what Takepayments offers, how it works and whether it suits your business needs. We review takepayments by analysing its features, pricing, and comparing it to other providers to help you make an informed decision. The company serves businesses of all sizes with reliable payment processing solutions and competitive transaction fees. Keep reading for straightforward explanations of fees, features and practical benefits.
Introduction to Takepayments
Takepayments stands as one of the UK's most established merchant service providers. It is particularly attractive to SMEs seeking comprehensive payment infrastructure with over 25 years of proven operational expertise.
Its full suite of scalable solutions encompasses in-store card machines, online payment gateways, and telephone order processing. This makes it ideal for businesses requiring robust face-to-face and digital transaction capabilities.
With tailored pricing based on business turnover and a focus on competitive transaction fees, Takepayments appeals to cost-conscious enterprises needing predictable payment processing expenses.
The platform's ecosystem includes advanced point of sale systems, next-day settlement options, and comprehensive customer support infrastructure. These features position it as a compelling choice for traditional retailers and service businesses scaling their payment operations across multiple channels.
What Takepayments Offers
Takepayments is a global payments company that provides secure payment processing solutions for businesses of all sizes.
The platform handles card payments through various channels including card machines. It offers a range of card reader options with features and usability tailored for small businesses.
In addition, Takepayments provides online payment gateways and point of sale systems. It also offers a sale system with strong integration capabilities, making it effective within the broader payment technology ecosystem.
The takepayments app enables business owners to manage payments and sales tracking conveniently from their mobile devices.
Takepayments supports multiple currencies and cross-border payments, making it suitable for businesses with international reach.
Key Features of Takepayments
The platform includes payment gateways, card machine support, point of sale integration, multi-currency processing, competitive transaction rates, fast settlement times and developer APIs. Takepayments also offers robust security measures and compliance features to protect businesses and their customers during payment processing. In particular, Takepayments Secure provides PCI DSS compliance, advanced encryption, and fraud prevention mechanisms to ensure data protection and transaction safety.
- Support for in person payments and online payment options
- Flexible card machine rental plans tailored to business needs
- Next day payouts and free next day settlement to improve cash flow
- Integration with popular payment types like Apple Pay and Google Pay
- Virtual terminal for over the phone payments and remote payment options
- Comprehensive EPOS system with built-in receipt printer and sales reports
- PCI compliance and secure card processing to protect card details
- Dedicated customer support team and welcome team for onboarding and assistance
Pros and Cons
Takepayments offers reliable processing with competitive fees and flexible integration options that suit various business types. They provide a wide range of remote payments solutions, including online payment gateways, pay-by-link services, virtual terminals for phone payments, and QR codes, giving businesses flexibility in how they accept payments. The global reach and multi-currency support benefit international traders. However, specific pricing details aren’t always transparent upfront, and smaller businesses should compare costs against alternatives to ensure the best value.
Advantages
- Competitive transaction fees tailored to business sales volume
- Flexible card machine rental plans and payment solutions
- Support for multiple payment types including in person payments, online payments, and over the phone payments
- Next day payouts and free next day settlement to improve cash flow
- Comprehensive EPOS system with built-in receipt printer and sales reports
- Multi-currency support ideal for UK businesses with international customers
- Dedicated welcome team and customer support available 7 days a week
- Secure and PCI compliant payment processing
Disadvantages
- Pricing and takepayments cost details require individual quotes, limiting upfront transparency
- Monthly fees and setup fees may apply, which can affect smaller businesses or those with low transaction volume
- Contract terms may include early exit fee, which can be restrictive for some businesses
- Limited availability of a dedicated mobile app to track sales and manage payments remotely
- Some users report complexity in adding products or applying discounts in POS software
- Not the best option for businesses that primarily sell online without physical card machines takepayments support
Pricing
Takepayments operates on a competitive fee structure with no hidden charges mentioned in their marketing. The company offers flexible payment options and low transaction fees, though exact rates typically require individual quotes based on business volume and requirements. For EPOS systems and card machine rentals, a setup fee may apply, but Takepayments is transparent about these initial costs, allowing businesses to compare setup fees with other providers before committing.
Who Takepayments Suits
The service works well for small businesses through to large enterprises, particularly those with international operations or multi-currency needs. Businesses seeking scalable solutions that can adapt to growth will find the platform flexible enough to meet changing requirements.
Industry Use Cases
Takepayments works across retail, hospitality, ecommerce and professional services sectors. The platform supports both online and in-store transactions, making it suitable for businesses with multiple sales channels or those transitioning between different trading models. In the hospitality sector, integration with a kitchen display system allows the POS platform to streamline restaurant operations, improve order management, and assist with table planning.
Merchant Account and Bank Account
Getting your business ready to accept card payments with Takepayments requires two essential components: a merchant account and a bank account working in harmony.
Think of your merchant account as a secure financial gateway. It temporarily holds funds from each card transaction before seamlessly transferring them to your regular business bank account.
Takepayments has forged strategic partnerships with trusted acquiring banks. This ensures you get merchant accounts specifically engineered for lightning-fast, secure payment processing while keeping transaction fees competitive.
The entire setup journey is refreshingly straightforward. Expert guidance accompanies you through every crucial step to ensure you fully grasp transaction charges, settlement timeframes, and exactly how payments will flow into your account.
With an impressive range of merchant account solutions at your disposal, Takepayments takes the complexity out of finding your perfect match. It delivers competitive rates and crystal-clear payment solutions that transform financial management into a simple, efficient process for your business.
Alternatives to Takepayments
When considering card payment solutions, several providers stand out alongside Takepayments, each offering unique features to suit different business needs.
Leading Alternatives to Takepayments
Global Payments
Global Payments is a leading global payments company known for its extensive range of payment processing services. It offers scalable solutions for businesses of all sizes, including advanced point of sale systems, secure online payment gateways, and multi-currency support, making it a strong choice for companies with international operations.
Adyen
Adyen is a technology-driven payment platform favoured by large enterprises for its seamless integration capabilities and support for a wide array of payment types, including pre authorised payments and payment links. Adyen’s platform is highly customisable and user friendly, providing businesses with robust analytics and fraud prevention tools.
Worldpay
Worldpay is a well-established provider offering comprehensive merchant accounts and card machines tailored to various industries. It is recognised for its competitive rates, reliable customer support, and a full POS system that integrates smoothly with existing business operations, including features like kitchen display systems for hospitality businesses.
Each of these providers offers competitive transaction charges and secure payment processing solutions designed to help businesses accept card payments efficiently. In the card payment process, the acquiring bank plays a crucial role by handling card transaction processing and associated fees; businesses typically establish a contract with the acquiring bank through their chosen provider to facilitate these transactions. When choosing the right provider, consider factors like monthly costs, contract terms, and the specific payment options your business requires to ensure a seamless and secure payment experience.
Integration and Technical Setup
Merchants connect Takepayments through payment gateways and APIs that integrate with existing systems and platforms. The company provides dedicated integration support to ensure seamless setup with websites, POS systems and epos platforms. The solutions are designed to be scalable and adaptable to changing business needs.
Getting Started with Takepayments
Initiating merchant services with Takepayments offers a streamlined onboarding experience designed to minimise operational delays. Businesses can establish accounts digitally or via telephone consultation. The dedicated Welcome Team provides comprehensive guidance throughout the setup process.
Takepayments delivers a broad ecosystem of payment terminals, including the Takepaymentsplus card machine, which is especially appealing to small enterprises seeking operational flexibility and reliability. Beyond terminal provisioning, businesses can access scalable online payment gateways and point-of-sale systems tailored to various operational models.
The customer support infrastructure operates seven days a week to address technical enquiries and resolve challenges, ensuring continuous assistance. Extensive documentation, operational manuals, and FAQ databases further facilitate seamless business integration with secure, efficient payment processing solutions suited for modern commerce.
Customer Reviews and Reputation
General sentiment suggests Takepayments maintains good customer service with 24/7 support available through multiple channels including phone, email and live chat. The company provides technical assistance and maintains a knowledge base with guides and tutorials for common issues.
How Independent Merchant Services Supports UK Businesses with Payment Gateway Selection
At IMS, we serve as an independent adviser to UK businesses seeking the right payment gateway by offering:
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FAQs about Takepayments
Here are 10 common questions and answers about Takepayments
If you're looking to reduce your Takepayments fees, Independent Merchant Services can help you find the most competitive rates tailored to your business needs. Their free comparison service connects you with top UK payment providers, ensuring you avoid hidden charges and lock-in contracts. Get a free, no-obligation quote today and start saving on your payment processing costs.
Takepayments supports a wide range of card payments, including debit and credit cards, contactless payments like Apple Pay and Google Pay, and pre authorised payments, making it versatile for various business needs.
Yes, Takepayments provides solutions for in-person payments via card machines and POS systems, as well as online payment gateways and remote payment options such as virtual terminals and payment links.
Takepayments supports multiple currencies, allowing businesses to accept payments from international customers with ease, making it suitable for UK businesses with cross-border operations.
Takepayments offers next day payouts and free next day settlement, helping businesses maintain healthy cash flow by getting access to their money promptly, excluding bank holidays.
Yes, Takepayments card machines and payment processing solutions are PCI compliant and incorporate robust security measures to protect card details and prevent fraud.
While Takepayments has a basic app for managing some payment functions, it currently has limited features compared to competitors. Most transaction management and reporting are done through the card machines or online dashboards.
Takepayments typically requires a 12-month contract, with an early exit fee applicable if you terminate early. Monthly fees and setup fees may also apply depending on your service package.
Yes, Takepayments provides a virtual terminal that enables businesses to take payments over the phone securely, expanding your payment options beyond face-to-face transactions.
Takepayments offers comprehensive customer support with a dedicated welcome team to assist with onboarding and a customer support team available 7 days a week through multiple channels including phone, email, and live chat.
Get a Comparison
If you're considering Takepayments for your business, it's wise to explore how it stacks up against other providers tailored to your specific transaction patterns and business needs. A thorough UK payment gateways comparison can help you identify the best fit in terms of pricing, features, contract terms, and customer support. By comparing options, you can ensure you secure competitive transaction fees, flexible payment solutions, and reliable service that aligns with your business goals.
Take advantage of expert advice and free quote services to make an informed decision and avoid costly contracts or hidden fees. Start your UK payment gateways comparison today to find the ideal payment processing partner that supports your growth and streamlines your card transactions.
Ready to save on payment processing? Contact us now for a free, no-obligation quote and personalised guidance tailored to your business.
Roger Milne Founder and CEO of Independent Merchant Services, has helped UK businesses access better payment gateways and lower transaction costs since 2012 through transparent advice and exclusive provider rates.
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Excellent Service
Excellent service, very quick response & helpful. I highly recommend using this service
Lisa Grant
Helpful and Straight Forward
Darren was helpful and straight forward to deal with which is appreciated. Would recommend their services to anyone.
Sam
Straight Forward Advice
Card payment provider - Straight forward advice & quick list of…
Straight forward advice & quick list of options
Geoff Blundell
Satisfied Customer
We received a quick response to our enquiry and was provided with three options all of which met our needs and we have now entered a new agreement for a card reader with costs far more favourable for our business.
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