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Discover how Handepay can simplify your card payments and help your business grow. Read on for an in-depth review of its features, pricing, and benefits to find out if it’s the right payment solution for you.

Handepay provides reliable card payment solutions tailored for small UK businesses seeking transparent pricing and dependable service. Supporting contactless payments such as Apple Pay and Google Pay alongside traditional card processing, Handepay enables seamless transactions through card machines, online payment gateways, and phone payment options, covering a broad spectrum of business needs.
Handepay’s platform includes essential tools like card machines for face-to-face payments, online payment gateways, a merchant mobile app for convenient payment management, invoicing capabilities, contactless payment support, PCI DSS compliance, encryption security, real-time transaction tracking, and dedicated UK-based customer support.
Handepay consistently goes the extra mile by providing honest, efficient, and helpful service. Many merchants express confidence and satisfaction with the support they receive from the Handepay team, who assist with everything from sign-up through ongoing account management. Features like the Saturn terminal and seamless multi-device integration ensure businesses can focus on customers while benefiting from savings and competitive payment solutions.
Handepay offers transparent pricing without hidden fees, UK-based support, and comprehensive payment options including contactless methods. Its focus on small businesses ensures tailored service levels. However, the service primarily targets the UK market, which may limit international expansion, and specific pricing details require direct consultation.
Advantages
Disadvantages
Handepay emphasizes transparent pricing with no hidden fees, though exact rates depend on individual business profiles and require consultation. The pricing model is designed to fit small business budgets, offering predictable costs that support effective cash flow management.
Handepay is ideal for small UK businesses seeking straightforward payment processing with clear, transparent costs. It suits companies needing reliable card machines, online payment options, and accessible customer support. Businesses valuing UK-based service and simple pricing structures will find Handepay a suitable partner.
Handepay serves retail businesses requiring card machines, service providers needing invoicing tools, mobile businesses leveraging contactless payments, and online merchants utilising payment gateways. Its mobile app functionality supports businesses that accept payments on the move.
Other UK-focused providers include Square, SumUp, and Elavon, each offering distinct small business payment solutions with varying pricing and features:
Leading Alternatives to Handepay

Stripe
Known for an intuitive interface and integrated hardware and software, Square offers transparent pricing with no monthly fees, popular among startups and small businesses.

SumUp
Provides simple mobile card readers with flat-rate fees, ideal for mobile vendors and small-scale merchants seeking affordable and flexible options.

Elavon
Offers scalable payment processing with advanced features like multi-channel acceptance and robust security, suited for growing businesses.
Businesses should evaluate their specific needs, transaction volumes, and desired features when selecting a payment provider.
Handepay systems connect through card machine installations, online payment gateway integrations, mobile app downloads, and website payment form setups. UK-based technical support is available to assist with installation and ongoing queries.
Customer feedback highlights Handepay’s transparent pricing and quality UK-based customer service. Businesses appreciate the straightforward fee structure and responsive support team.
At IMS, we serve as an independent adviser to UK businesses seeking the right payment gateway by offering:
Here are 10 common questions and answers about Handepay
Handepay supports contactless payments, chip and PIN, Apple Pay, Google Pay, and traditional card payments both in-store and online.
Handepay offers fast setup, often enabling businesses to accept card payments within a few days, depending on verification and terminal installation.
No. Handepay is known for transparent pricing with no hidden fees, including no charges for PCI DSS compliance, authorization fees, or minimum monthly service charges.
Yes, Handepay provides a merchant mobile app that allows you to view transactions, manage payments, and monitor sales in near real-time from your mobile devices.
Absolutely. Handepay offers online payment gateways, virtual terminals, and pay-by-link options to facilitate secure and convenient online payments for your business.
Handepay offers UK-based support with a dedicated team available to assist you throughout the sign-up process and beyond, ensuring you receive honest and efficient help whenever needed.
Handepay typically offers flexible contract terms tailored to your business needs, but some agreements may include fixed durations. It’s important to review contract details before signing.
Yes, Handepay makes switching hassle-free and often covers switching fees. Their Easy Switch Team supports you through the entire process to minimize disruption.
Handepay offers next day settlement on transactions, helping to improve your business cash flow by ensuring funds are deposited promptly.
Handepay is ideal for small to medium-sized UK businesses looking for straightforward, affordable card payment solutions. Larger or more complex businesses might require more customised services.
If you’re considering Handepay but want to explore other options to find the best deal for your business, Independent Merchant Services can help. We provide a free, no-obligation comparison of UK card payment providers, including Handepay and other leading companies. Our expert team will review your current costs and help you find a better deal tailored to your business needs. Contact us today to get started and make sure you’re getting the most competitive pricing and service for your merchant services.

Roger Milne Founder and CEO of Independent Merchant Services, has helped UK businesses access better payment gateways and lower transaction costs since 2012 through transparent advice and exclusive provider rates.
We work with 90% of the UK’s top payment providers to give you more choice and better rates.
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