Compare Merchant Services

• Shortest Contracts • Lowest Rates • Best value • Most reliable terminals • Outstanding after sales support • No exit penalties

The UK’s leading reference point on all issues relating to Merchant Services offering comprehensive and straight-talking advice on the UK’s leading merchant services providers, their prices, their contracts and reliability.

From sole traders and small businesses to multi-million national and global businesses, get an independent opinion on all issues related to Merchant Services.

We will give you all the information you need in one phone call plus our back up after sales support at all times during your contract with the approved provider.

Why use Independent Merchant Services

  • We are 100% Independent
  • We aren’t a lead generation website
  • We won’t sell your details on to anyone
  • We do not charge for our services
  • We will save you time, money, and hassle
  • We will give you the facts you need to know
  • We promise to stand by you through your
    contract with the approved providers

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Based on 73 reviews. See some of the reviews here.
Chip & Pin Terminals
Chip & Pin Terminals

Get the latest offers, the best debit and credit card terminals, the most competitive rates, and the right card payment solution for your business.

Online Payments
Online Payments

Need to take card payments over the phone, on your website and by e mail. Contact us for the best online payment solutions for you.

EPOS Systems
EPOS Systems

Want to know about the latest EPOS terminals, the best deals and the right products to suit your requirements? Android & Windows supported.

Card Payment Audits
Card Payment Audits

Get an independent review of your costs. We identify the rates you should be paying and the money you should be saving.

Merchant Cash Advance
Merchant Cash Advance

If your business need a business loan with straightforward affordable repayments, and no APR or other hidden charges..

High Risk Sectors
High Risk Sectors

Independent Merchant Services have a number of partner providers who specialise in delivering merchant accounts to high risk ..

MERCHANT SERVICES FACTS YOU NEED TO KNOW
Lead Generation Websites

Lead generation companies are everywhere on search engines disguised as Comparison websites. They don’t compare, they simply take your enquiry details and sell them to many card payment providers. So don’t leave your details on these websites or else your phone will be bombarded by call centres trained to push their own products.

“Lowest Rates” Claims

Beware of the headline “lowest rates guaranteed” claim. This can hide a multitude of costs hidden in the rest of the contract. We are familiar with how many of the leading UK card providers work, the card rates, their after sales service and the detail of their contracts.

Avoid High Street Banks

It may seem the obvious route for a merchant account but High street banks are not Merchant banks, and will simply pass on your enquiry to their partnered acquiring bank. This route is not recommended  as the quotes are usually far from competitive. You should not choose them simply because you bank with them.

The “small print”

Remember you are dealing with banks so there’s no shortage of terms and conditions and a lot of “gobbledy gook.” We read the small print to highlight any unfair additional fees or penalties. It’s too late once you have signed the contract so let us independently advise on any potential pitfalls that may affect you.

Agents’ Commissions

Some companies operate commission structures that reward self-employed sales agents with bigger commissions for charging higher rates. If you sign with them, its unlikely they will be able to offer you any comprehensive back up support, should you need it.

Monthly Service Charges

All merchant accounts generally have a minimum monthly service fee. For merchants who only need to take the occasional card payment, this can add 25% to the cost of their monthly merchant services. Pay as you go may for smaller merchants be a better route to take even though the rates may be higher.

Welcome to Independent Merchant Services

The UK’s leading reference point on all issues relating to Merchant Services, offering comprehensive and straight-talking advice on the UK’s leading merchant services providers, their prices, their contracts and reliability.

From sole traders and small businesses to multi-million national and global businesses, get an Independent opinion on all issues related to Merchant Services.

We will give you all the information you need, in one phone call. We will also offer free back up after sales support at all times during your contract with the approved provider.

Hundreds of merchants contact us each month for impartial advice on the best card payment options for their business.

Looking for a Chip and Pin card terminal, an Online payment solution, a Virtual terminal or Integrated payment solutions? We will point you in the right direction to achieve the most competitive and suitable payment processing choice for your business.

Finding the cheapest merchant accounts can often be misleading as these “deals” can often hide a multitude of conditions and additional charges hidden in the small print, and can also tie you into long term contracts that can be difficult and expensive to leave.
Our aim is to find you the cheapest merchant accounts that offer you the best value, the suitable payment solutions, the most reliable terminals and the shortest contracts.
Looking to take payments on your website? For an online merchant account, you will need both a merchant account and a payment gateway. We can help you compare and find the provider that offers the most suitable package for both.

Card Payment Processing
Most businesses now recognise that accepting card payments is an essential way of collecting payments whether this be accepting VISA cards or Mastercard. We offer independent card payment advice on both Visacard payments and Mastercard payments