Choosing the Right Worldpay Card Machine for Your Business Needs

Accepting card payments is essential for any modern business, whether you run a small shop, a restaurant, or an e-commerce store. With the rise of contactless payments, Apple Pay, Google Pay, and Samsung Pay, customers expect fast, secure, and convenient ways to pay.

Worldpay, one of the UK’s leading payment processors, offers a range of card machines and terminals to suit different business needs. Whether you need a countertop card machine, a portable card machine, or a mobile card machine, Worldpay has a solution.

In this guide, we’ll help you choose the right Worldpay card machine for your business, covering key features like next business day settlement, PCI DSS compliance, pricing, and more.

Introduction to Payment Options

In today’s fast-paced business environment, offering a range of payment options is crucial to cater to diverse customer preferences. Worldpay card machines enable businesses to accept various payment methods, including contactless payments, such as Apple Pay, Google Pay, and Samsung Pay. With the ability to process card payments, including debit and credit transactions from major providers like Visa, Mastercard, and Discover, businesses can provide a seamless payment experience for their customers. Additionally, Worldpay’s digital payment solutions allow businesses to take payments on-the-go, making it an ideal choice for merchants who need to process transactions remotely.

Types of Worldpay Card Machines

Worldpay provides several payment terminals designed for different business environments. Here are the main options:

1. Countertop Card Machines

Ideal for retail stores, cafes, and other point of sale (POS) locations with a fixed checkout area.

• Features:

• Accepts chip & PIN, contactless payments, Apple Pay, Google Pay, and Samsung Pay.

• Requires an internet connection (Ethernet or Wi-Fi).

• PCI DSS compliance for secure transactions.

• Integrates with POS systems.

• Uses high-quality till rolls designed for Worldpay card machines, ensuring compliance with Worldpay standards and cost-effectiveness.

• Best for: Businesses with a fixed counter setup.

2. Portable Card Machines

These wireless terminals allow you to take payments anywhere within your premises.

• Features:

  • Connects via Wi-Fi or Bluetooth.

  • Supports debit, credit, and mobile wallet payments.

  • Battery-powered for flexibility.

  • Next day terminal replacement if faulty.

• Best for: Restaurants, pubs, and market stalls.

3. Mobile Card Machines

Perfect for businesses on the go, such as delivery services, tradespeople, or pop-up shops.

• Features:

  • Works with a SIM card for payments anywhere.

  • Accepts Visa, Mastercard, Discover, and mobile wallets.

  • Next business day settlement for faster access to funds.

  • Compact and lightweight.

• Best for: Mobile businesses needing to take payments remotely. Consider using Independent Merchant Services to simplify the process of comparing card payment providers and finding suitable merchant services.

Key Features to Consider When Choosing a Worldpay Card Machine

1. Payment Methods Supported

Ensure your card terminal accepts:

• Chip & PIN

• Contactless payments (up to £100 limit in the UK)

• Apple Pay, Google Pay, Samsung Pay

• Debit and credit cards

2. Transaction Speed & Settlement

• Next business day settlement – Get funds in your bank account quickly.

• Fast authorisation fee processing.

3. Connectivity Options

• Internet connection (Ethernet/Wi-Fi for countertop models).

• Mobile data (for mobile card machines).

4. Security & Compliance

• PCI DSS compliance – Ensures secure handling of card payments.

• Encrypted transactions to protect customer data.

5. Pricing & Fees

Worldpay’s costs vary depending on the value for money you seek:

• Annual card turnover (higher volumes may get better rates).

• Contract length (flexible or fixed-term options).

• Fees per transaction or monthly rental.

Check if there’s an authorisation fee or hidden charges before signing up.

6. Additional Features

• Worldpay Dashboard – Track transactions, sales, and refunds online.

• Online checkout integration for e-commerce businesses.

• Next day terminal replacement if your device fails.

• Special promotional offer available exclusively online for Worldpay card machines. Terms and conditions apply.

Applying for a Worldpay Card Machine

Applying for a Worldpay card machine is a straightforward process that can be completed online. To get started, businesses need to provide basic information, including their business name, address, and bank account details. This information is used to set up the Worldpay dashboard, which allows businesses to manage their payments, track transactions, and access detailed reports. Once the application is approved, businesses can typically expect to receive their Worldpay card machine within a few working days, with next day terminal replacement available in case of any issues. With Worldpay, businesses can choose from a range of card machines, including countertop card machines, portable card machines, and mobile card machines, to suit their specific needs.

Card Machines and Accessories

Worldpay card machines are designed to provide a reliable and efficient payment processing solution for businesses. The company offers a range of card machines, including chip and pin machines, contactless machines, and mobile card machines, to cater to different business needs. In addition to card machines, Worldpay also provides a range of accessories, including paper rolls, cleaning products, and starter packs, to support the operation and maintenance of their terminals. These accessories can be purchased separately or as part of a starter pack, and regular use can help extend the lifespan of Worldpay terminals. With Worldpay’s card machines and accessories, businesses can provide a seamless payment experience for their customers, while also ensuring that their payment systems are secure and compliant with industry standards, such as PCI DSS compliance.

Which Worldpay Card Machine Suits Your Business?

Worldpay Card Machine Costs & Contracts

Worldpay offers flexible pricing models:

• Pay-as-you-go – No long-term contract, higher per-transaction fees.

• Monthly rental – Lower fees, fixed-term contract.

• Outright purchase – Buy the box upfront, no ongoing rental.

It’s important to place orders by a certain time on Saturday to ensure timely processing and delivery.

Before you sign, compare:

• Transaction fees (fixed % + authorisation fee).

• Terminal costs (rental vs. purchase).

• Support and next day terminal replacement policies.

Maintenance and Support

Worldpay provides comprehensive maintenance and support services to ensure that businesses can continue to process payments without any disruptions. The company offers a range of support options, including phone and email support, as well as online resources and FAQs. In case of any issues, Worldpay’s support team is available to assist businesses, with next day terminal replacement available if needed. Additionally, Worldpay’s terminals are designed to be easy to use and maintain, with features such as automatic software updates and simple troubleshooting guides. With Worldpay’s maintenance and support services, businesses can focus on running their operations, while leaving the payment processing to Worldpay. The company’s support services are available 24/7, and businesses can also access their Worldpay dashboard to track transactions, monitor sales, and manage their payments in real-time, making it an ideal choice for businesses that need a reliable and efficient payment processing solution.

Final Thoughts

Choosing the right Worldpay card machine depends on your business type, annual card turnover, and how you take payments. Whether you need a countertop, portable, or mobile card machine, Worldpay has a solution that suits your needs.

Key takeaways:
✔ Check which payment terminals support contactless, Apple Pay, and Google Pay.
✔ Ensure fast next business day settlement for cash flow.
✔ Compare pricing and contract terms before committing.
✔ Prioritise PCI DSS compliance for secure transactions.

By selecting the right card terminal, you can streamline payments, improve customer experience, and grow your business efficiently.

Need help deciding? Contact Worldpay or a payment specialist today to find the best card machine for your needs.