Direct Access to the UK’s Leading Card Payment Providers

ACI Worldwide is a market leader in enterprise payment technology, providing secure and scalable solutions for global businesses. Their advanced fraud prevention tools and powerful payment engine make them a strong choice for companies handling large and complex transaction volumes across multiple regions.

Best suited for:

• Business size: Large and enterprise organisations
• Payment type: Online, in-store, and cross-border transactions
• Industry type: Retail, travel, finance, and utilities

Key Benefits:

• Enterprise-grade payment gateway for global scalability
• Supports 200+ countries and multiple currencies
• Advanced fraud detection and chargeback management
• Reliable uptime with high-speed processing
• Seamless ERP and CRM system integration
• Omnichannel payment support for large retailers
• 24/7 account management and technical support
• PCI DSS Level 1 certified for maximum data security

Acquired.com is a UK-based payment platform designed for fast-scaling fintechs, lenders, and digital-first businesses. It focuses on flexibility and transparency, helping companies manage complex payment flows with full visibility of every transaction. Acquired.com integrates seamlessly with payment gateways, acquirers, and banks, offering a complete end-to-end solution for managing funds securely and efficiently.

Best suited for:

• Business size: SMEs and high-growth digital enterprises
• Payment type: Online, recurring, and account-to-account payments
• Industry type: Fintech, lending, SaaS, and subscription-based services

Key Benefits:

• Unified payment platform with full reconciliation and reporting tools
• Strong focus on reducing failed transactions and chargebacks
• Advanced routing for higher acceptance rates and lower costs
• FCA-regulated with built-in compliance and safeguarding
• API-first design for smooth integration with business systems
• Real-time data dashboards and payment performance insights
• Customisable settlement and payout options
• UK-based support and dedicated relationship management

Adyen is a leading all-in-one payment platform that powers transactions for some of the world’s biggest brands. It’s built for businesses that want to unify online and in-person payments under one system. With strong support for international currencies and payment methods, Adyen helps global retailers and enterprise businesses streamline operations, improve checkout conversion rates, and scale across markets with ease.

Best suited for:

• Business size: Medium to large enterprises and global retailers
  
• Payment type: Online, in-store, mobile, and omnichannel payments
  
• Industry type: Retail, travel, hospitality, and eCommerce

Key Benefits:

• Unified platform for online and in-person transactions
• Global coverage supporting 200+ payment methods and currencies
• Advanced fraud detection powered by machine learning
• Direct acquiring in key markets for faster settlements
• Seamless integration with major eCommerce platforms
• Real-time reporting and customer insights
• Highly scalable infrastructure for multi-market expansion
• Trusted by brands such as Uber, Spotify, and H&M

Bambora offers simple, fast, and flexible payment solutions that are ideal for growing businesses. It’s designed to make accepting card payments easy, whether you trade online, in-store, or by phone. Known for its quick setup process and transparent pricing, Bambora provides reliable payment processing with tools that help you manage transactions, track performance, and scale as your business grows.

Best suited for:

• Business size: Small to medium businesses
• Payment type: Online, in-store, and mobile payments
• Industry type: Retail, hospitality, eCommerce, and services

Key Benefits:

• Fast account setup and easy onboarding for new merchants
• Competitive transaction fees with transparent pricing
• Simple integration for websites, apps, and POS systems
• Supports recurring and subscription payments
• Reliable uptime with secure payment infrastructure
• User-friendly reporting and transaction tracking tools
• Scalable options as business volume increases
• Responsive customer service and technical support

Barclaycard Business is one of the UK’s most recognised and trusted names in card payments. Backed by Barclays Bank, it provides secure and flexible payment solutions for businesses of all sizes. From in-store terminals to online gateways, Barclaycard’s systems are built for reliability and ease of use. Their strong reputation and wide acceptance network make them a popular choice for established UK merchants looking to streamline payments and reduce fees.

Best suited for:

• Business size: Small to large established businesses
• Payment type: In-store, online, and contactless payments
  
• Industry type: Retail, hospitality, professional services, and trade

Key Benefits:

• Trusted UK brand with decades of payment experience
• Wide range of card machines and online payment tools
• Transparent pricing with competitive transaction rates
• Seamless setup for multichannel payment acceptance
• Dedicated UK-based customer support
• Integration with major POS and eCommerce platforms
• Advanced fraud protection and security compliance
• Detailed reporting for smarter business insights

Cardnet, a partnership between Lloyds Bank and Fiserv, provides secure and efficient payment solutions trusted by thousands of UK merchants. It’s designed for businesses that value stability, strong customer support, and competitive rates. Cardnet offers a wide choice of card machines, eCommerce integrations, and reporting tools, helping retailers and service providers accept payments quickly and reliably both online and in-store.

Best suited for:

• Business size: Small to medium businesses
• Payment type: In-store, online, and telephone payments
  
• Industry type: Retail, hospitality, and professional services

Key Benefits:

• Backed by Lloyds Bank and powered by Fiserv technology
• Competitive transaction fees and flexible contracts
• Fast settlements directly to your business account
• Reliable payment terminals for shops and venues
• Secure online payment gateway for eCommerce stores
• PCI-compliant systems with strong fraud protection
• Detailed transaction reporting and data insights
• UK-based customer service and dedicated account support

Cardstream is a UK-based, 100% independent payment gateway that’s ideal for businesses and payment partners that want full control over how they offer card payments. It’s a popular choice for software providers, web agencies, ISOs, and growing merchants because it can be fully white labelled and integrated into existing platforms. Cardstream connects to a wide range of acquirers, which means you can compare rates and route transactions in a way that suits the business.

Best suited for:

• Business size: SMEs, ISOs, PSPs, and software platforms
• Payment type: Online, recurring, and gateway-only payments
• Industry type: eCommerce, SaaS, membership, and agency/reseller models

Key Benefits:

• Independent UK payment gateway with acquirer choice
• White-label option for resellers and software providers
• Easy API integration for websites, platforms, and CRMs
• Supports recurring and subscription billing
• Wide acquirer connectivity for better rates
• Robust fraud tools and PCI DSS compliant
• Real-time reporting and transaction management
• Scalable for businesses that want to resell payment services

Cashflows is a UK-based acquirer and payment processor focused on giving merchants fast access to funds and simple, transparent pricing. Designed for modern online and multichannel businesses, Cashflows helps reduce payment friction and improve cash flow with quicker settlements and flexible integration options. Their platform is built to simplify payment acceptance across multiple channels while maintaining full compliance and strong security standards.

Best suited for:

• Business size: Small to medium and scaling online businesses
• Payment type: Online, mobile, and card-not-present transactions
• Industry type: eCommerce, professional services, and hospitality

Key Benefits:

• Fast payouts with improved cash flow management
• Straightforward pricing with no hidden fees
• Easy integration with major eCommerce platforms
• Robust fraud detection and PCI DSS compliance
• Detailed reporting and analytics dashboard
• Supports multiple currencies and payment types
• Dedicated UK account management and support
• Scalable solutions as your business grows

Corefy is a powerful payment orchestration platform built for companies that handle multiple payment service providers, acquirers, and methods across regions. It offers a centralised system to connect, manage, and optimise payments from one place. Corefy is ideal for fintechs, marketplaces, and aggregators that need flexibility, automation, and strong analytics to manage large transaction volumes efficiently.

Best suited for:

• Business size: Medium to large enterprises and fintech platforms
• Payment type: Online, recurring, and multi-provider payments
• Industry type: Fintech, marketplaces, SaaS, and global eCommerce

Key Benefits:

• Unified payment orchestration with over 400 integrations
• Real-time routing for improved transaction success rates
• Centralised dashboard for all payment data and analytics
• Automated reconciliation and settlement management
• Advanced fraud prevention and compliance tools
• Multi-currency and multi-region support
• Seamless API integration for scalable platforms
• Dedicated account management and ongoing technical support

Crypto Payment Gateways allow businesses to accept cryptocurrency payments securely while maintaining control over cash flow through optional instant conversion to GBP or EUR. This approach reduces reliance on traditional banking systems, removes chargebacks, and lowers processing costs. For businesses looking to modernise their payment setup, crypto gateways also provide access to international customers and new revenue streams.

Independent Merchant Services helps businesses compare and implement the most reliable and cost-effective crypto payment gateways. Through expert guidance and tailored comparisons, IMS ensures you secure competitive rates, seamless integration, and a solution that supports long-term growth while protecting profitability.

Best suited for:

• Business size: SMEs and growth-focused online businesses
• Payment type: Cryptocurrency and crypto-to-fiat transactions
• Industry type: eCommerce, digital services, SaaS, tech and global online retailers

Key Benefits:

• Accept major cryptocurrencies like Bitcoin and Ethereum
• Optional instant conversion to GBP or EUR to reduce volatility
• Lower processing fees compared to traditional card payments
• No chargebacks or card-related disputes
• Fast global transactions without bank intermediaries
• Easy integration with leading eCommerce platforms
• Enhanced privacy and secure blockchain validation
• Access to new, tech-savvy customer segments

Dojo provides modern, easy-to-use card machines and online payment tools built for speed, simplicity, and excellent customer service. Designed with small businesses in mind, Dojo focuses on quick payouts, transparent pricing, and minimal setup. Whether you run a café, salon, or retail store, Dojo helps you take payments effortlessly while offering next-day transfers and real-time transaction tracking through its intuitive app.

Best suited for:

• Business size: Small and growing businesses
• Payment type: In-store, contactless, and online payments
• Industry type: Hospitality, retail, beauty, and local services

Key Benefits:

• Next-day payouts including weekends and bank holidays
• Quick setup with plug-and-play card machines
• Transparent pricing with no long-term contracts
• Seamless Wi-Fi and mobile connectivity for reliability
• Secure transactions with PCI DSS Level 1 compliance
• Integrated app for tracking payments and performance
• Excellent UK-based customer support
• Backed by Paymentsense, one of the UK’s largest providers

EVO Payments is a global payment processing provider trusted by established businesses that need secure, scalable, and compliant solutions. Known for its reliability and international reach, EVO supports both in-person and online payments with flexible options tailored to retail, hospitality, and professional services. The platform focuses on helping merchants streamline transactions, reduce costs, and expand their customer base across multiple currencies and countries.

Best suited for:

• Business size: Medium to large established businesses

• Payment type: In-store, online, and international payments

• Industry type: Retail, hospitality, and service industries


Key Benefits:

• Global acquiring network covering 50+ markets

• Competitive rates with fast, reliable payment processing

• Full PCI DSS compliance and advanced fraud protection

• Wide choice of terminals and eCommerce integrations

• Multicurrency processing for international customers

• Real-time reporting and analytics dashboard

• Dedicated account management and technical support

• Longstanding experience as a trusted UK and EU provider


Elavon is a trusted global payment provider serving over a million businesses worldwide. Backed by U.S. Bank, it delivers reliable, secure, and scalable payment solutions that integrate easily with existing systems. Elavon is ideal for businesses with multiple locations or complex payment needs, offering consistent performance across in-store, online, and mobile channels. Its strong focus on analytics and customer experience helps merchants make data-driven decisions and reduce processing costs.

Best suited for:

• Business size: Medium to large multi-site businesses
• Payment type: In-store, online, and mobile payments
• Industry type: Retail, hospitality, and professional services

Key Benefits:

• Trusted global brand backed by U.S. Bank
• Advanced fraud prevention and chargeback management
• Seamless integration with POS and eCommerce systems
• Multi-currency and cross-border payment support
• Transparent pricing with next-day funding options
• Real-time reporting through the Elavon portal
• Strong PCI DSS security and compliance
• UK-based customer service with 24/7 support availability

Fiserv is one of the world’s leading payment technology companies, delivering secure and innovative solutions for large enterprises and financial institutions. Known for its scalability and performance, Fiserv supports a wide range of payment methods across industries, helping businesses process millions of transactions quickly and securely. Its focus on automation, data insights, and fraud prevention makes it a trusted choice for organisations that need advanced control and global reliability.

Best suited for:

• Business size: Large and enterprise-level organisations
• Payment type: Online, in-store, and omnichannel payments
• Industry type: Retail, finance, hospitality, and government sectors

Key Benefits:

• Global acquiring network with multi-currency support
• Industry-leading uptime and transaction reliability
• Advanced security and fraud prevention systems
• Seamless integration with POS, ERP, and eCommerce platforms
• Real-time reporting and analytics for business insights
• Custom solutions tailored to enterprise requirements
• Scalable systems for international operations
• Trusted by major UK banks and payment partners

Global Payments is a leading worldwide provider of payment technology and services, ideal for businesses that handle large transaction volumes both online and in-store. Its platform supports a wide range of payment methods, including cards, mobile wallets, and alternative payments, making it easy for merchants to serve customers across multiple countries. With its strong global infrastructure and advanced reporting tools, Global Payments helps businesses improve efficiency, security, and customer experience.

Best suited for:

• Business size: Medium to large, high-volume businesses
• Payment type: In-store, online, and mobile transactions
• Industry type: Retail, hospitality, and eCommerce

Key Benefits:

• Operates in 100+ countries with multi-currency capabilities
• Reliable infrastructure built for high transaction volumes
• Integrated fraud prevention and PCI-compliant systems
• Fast settlements and competitive processing rates
• Seamless API integration with POS and eCommerce software
• Real-time analytics and performance tracking tools
• Dedicated support for enterprise and multi-site businesses
• Trusted by major global brands and UK merchants

GoCardless is a specialist in recurring and account-to-account payments, designed to simplify how businesses collect regular payments from customers. It eliminates card fees and automates collections through Direct Debit, making it ideal for subscription services, membership organisations, and professional firms. GoCardless helps improve cash flow with automatic retries, instant notifications, and full visibility of payment activity in one easy-to-use dashboard.

Best suited for:

• Business size: Small to medium and subscription-based businesses
• Payment type: Direct Debit, recurring, and account-to-account payments
• Industry type: SaaS, memberships, utilities, and professional services

Key Benefits:

• No card networks or manual payment chasing
• Automated recurring payment collections via Direct Debit
• Lower fees than traditional card transactions
• Seamless integration with Xero, QuickBooks, and major CRMs
• Real-time payment tracking and instant alerts
• Supports multi-currency payments across Europe and beyond
• Easy setup with simple API or hosted checkout
• FCA-regulated and trusted by over 85,000 UK businesses

Handepay is a UK-based payment provider that focuses on helping small and independent businesses reduce their card processing costs. Known for its transparent pricing and no hidden fees, Handepay offers a straightforward approach to accepting card payments both in-store and online. It’s ideal for merchants who want competitive rates, reliable card machines, and responsive UK-based customer support without long-term contracts or complicated pricing.

Best suited for:

• Business size: Small and independent businesses
• Payment type: In-store, online, and contactless payments
• Industry type: Retail, hospitality, trades, and local services

Key Benefits:

• No joining fees or hidden charges
• Fast setup with easy plug-and-play terminals
• Transparent pricing with fixed monthly costs
• Next-day settlements to improve cash flow
• Reliable card machines for shops, cafes, and salons
• Secure payment gateway for eCommerce and MOTO transactions
• PCI DSS compliant with fraud prevention tools
• Highly rated UK customer service team

Klarna is one of the most recognised names in flexible online payments, allowing customers to buy now and pay later, pay in instalments, or pay immediately. It’s designed to boost online sales by improving checkout conversion and giving customers more payment choice. Klarna integrates easily with major eCommerce platforms and helps merchants attract new shoppers, increase order values, and build trust through a seamless, branded checkout experience.

Best suited for:

• Business size: Small to large eCommerce businesses
• Payment type: Online, buy now pay later, and instalment payments
• Industry type: Retail, fashion, electronics, and homeware

Key Benefits:

• Increases checkout conversion and average order value
• Trusted global brand with millions of active users
• Simple integration with Shopify, WooCommerce, and Magento
• Instant payment authorisation with guaranteed merchant payout
• Flexible payment options to attract more customers
• Detailed insights and customer analytics dashboard
• Compliant with UK consumer credit and FCA standards
• 24/7 merchant and customer support

Mollie is a leading European payment service provider known for its simplicity, speed, and transparent pricing. It’s designed for businesses that want to start accepting payments quickly without complex setup or hidden fees. Mollie supports a wide range of payment methods, including cards, PayPal, Apple Pay, and local options, making it ideal for online retailers and service providers expanding across Europe.

Best suited for:

• Business size: Small to medium online businesses
• Payment type: Online, mobile, and recurring payments
• Industry type: eCommerce, digital services, and subscriptions

Key Benefits:

• Easy setup with no lengthy contracts or onboarding delays
• Supports 30+ international and local payment methods
• Transparent pricing with pay-as-you-go structure
• Simple integration with Shopify, WooCommerce, and Magento
• Real-time payment tracking and reporting dashboard
• PCI DSS Level 1 certified for maximum security
• Scalable as your online sales grow
• Strong developer API and technical documentation

NMI (Network Merchants Inc.) is a global payment gateway provider that powers payment solutions for independent sales organisations, fintechs, and software platforms. It offers complete flexibility through its modular platform, allowing businesses to build customised payment experiences under their own brand. With support for both in-store and online payments, NMI is ideal for companies that want to integrate payment capabilities directly into their systems.

Best suited for:

• Business size: Medium to large businesses and payment resellers
• Payment type: Online, in-store, and mobile payments
• Industry type: SaaS, fintech, retail, and professional services

Key Benefits:

• White-label payment gateway for total brand control
• Advanced API for flexible and scalable integrations
• Supports omnichannel payments across devices and platforms
• Real-time transaction reporting and performance analytics
• PCI DSS Level 1 security and fraud prevention tools
• Seamless recurring billing and subscription management
• Compatible with hundreds of acquirers and payment processors
• Trusted by global payment providers and ISVs

Nexi is one of Europe’s largest payment technology providers, offering innovative and secure digital payment solutions. Designed for businesses that operate across multiple European markets, Nexi combines acquiring, gateway, and banking-grade infrastructure in one platform. It helps merchants streamline payments across in-store, online, and mobile channels while ensuring compliance and excellent reliability.

Best suited for:

• Business size: Medium to large European businesses
• Payment type: In-store, online, and mobile payments
• Industry type: Retail, hospitality, travel, and professional services

Key Benefits:

• Pan-European acquiring network with local expertise
• Supports a wide range of currencies and payment types
• Strong focus on digital transformation and security
• Seamless integration with eCommerce and POS systems
• Fast, reliable settlements to improve cash flow
• Advanced fraud protection and compliance tools
• Real-time transaction insights and analytics
• Scalable infrastructure for cross-border growth

Nochex is a UK-based payment provider that specialises in helping small businesses and independent online merchants take payments without needing a traditional merchant account. It’s ideal for startups, charities, and eCommerce stores that want a simple, secure way to accept card payments online. With local support, straightforward pricing, and no setup fees, Nochex offers a practical alternative to larger providers for UK-based businesses.

Best suited for:

• Business size: Small businesses, startups, and sole traders
• Payment type: Online and email invoice payments
• Industry type: eCommerce, charities, and small service providers

Key Benefits:

• No need for a separate merchant account
• Simple setup with easy integration for websites
• Transparent pricing with no monthly fees
• Accepts all major debit and credit cards
• Secure hosted payment pages and checkout options
• UK-based company with local customer support
• Custom payment buttons and invoicing tools
• Reliable and trusted for small business payments

NomuPay provides a unified payment platform built for businesses expanding into fast-growing international markets. Its technology connects multiple local payment methods through a single API, making it easy to accept payments in regions that are often harder to access. Designed for global eCommerce and digital platforms, NomuPay simplifies cross-border payments while maintaining full transparency and compliance.

Best suited for:

• Business size: Medium to large international businesses
• Payment type: Online and cross-border payments
• Industry type: eCommerce, digital platforms, and global marketplaces

Key Benefits:

• Single API for access to dozens of local payment methods
• Ideal for businesses expanding into Asia, Europe, and the Middle East
• Streamlined settlement and reconciliation across currencies
• Advanced fraud management and compliance features
• Fast onboarding and scalable global infrastructure
• Supports card, wallet, and bank transfer payments
• Unified reporting for multi-region transactions
• Expert support for cross-border growth and regulation

Nuvei is a leading global payment technology company that helps businesses accept payments in over 200 markets and 150 currencies. It’s designed for online-first and high-growth digital businesses that need flexibility, scalability, and fast settlement options. Nuvei supports hundreds of local and alternative payment methods, making it ideal for companies looking to grow internationally while keeping transaction costs low and conversion rates high.

Best suited for:

• Business size: Medium to large, fast-growing businesses
• Payment type: Online, recurring, and cross-border payments
• Industry type: eCommerce, travel, gaming, and digital services

Key Benefits:

• Supports 600+ alternative and local payment methods
• Global acquiring network with multi-currency settlement
• Advanced fraud prevention powered by AI
• Fast onboarding and scalable integration options
• Transparent pricing with optimised interchange rates
• Easy connection to major eCommerce and CRM platforms
• Customisable reporting and performance analytics
• 24/7 multilingual customer support

Opayo (formerly Sage Pay) is one of the UK’s most trusted and established payment gateways. It’s ideal for small and medium-sized businesses that want a reliable, secure, and easy-to-manage payment solution for both online and in-person sales. Backed by Elavon, Opayo combines strong technical performance with exceptional customer support, helping businesses take payments quickly and confidently while maintaining full PCI compliance.

Best suited for:

• Business size: Small to medium businesses
• Payment type: Online, in-store, and phone payments
• Industry type: Retail, hospitality, and professional services

Key Benefits:

• Trusted UK brand with over 20 years of experience
• Simple setup and integration with popular eCommerce platforms
• Reliable uptime and fast, secure transactions
• Transparent pricing with no hidden fees
• Strong fraud screening and PCI DSS compliance
• Omnichannel capability for online and POS payments
• Detailed reporting and easy reconciliation
• UK-based customer service and dedicated support

PayPal is one of the world’s most recognised online payment brands, trusted by millions of businesses and consumers. It allows merchants to accept payments instantly from customers around the world, with simple setup and no need for a traditional merchant account. Ideal for eCommerce stores, freelancers, and digital service providers, PayPal offers fast transactions, buyer protection, and seamless integration with leading online platforms.

Best suited for:

• Business size: Small to medium businesses and freelancers
• Payment type: Online, mobile, and invoice payments
• Industry type: eCommerce, digital services, and marketplaces

Key Benefits:

• Instant payment acceptance in over 100 currencies
• Trusted by consumers worldwide to boost checkout conversion
• Easy integration with Shopify, WooCommerce, and Magento
• No setup fees or long-term contracts
• Option for PayPal Pay Later and subscription payments
• Comprehensive buyer and seller protection
• Real-time transaction tracking via the PayPal dashboard
• Strong global support and security compliance

PayPoint is a trusted UK payment network best known for serving convenience stores, newsagents, and community retailers. It enables businesses to accept a wide range of payments, including utilities, mobile top-ups, parcel collections, and card transactions. PayPoint combines in-store payment technology with digital solutions to help local retailers boost footfall and customer convenience while managing multiple services from a single terminal.

Best suited for:

• Business size: Small retailers and independent stores
• Payment type: In-store and bill payment transactions
• Industry type: Retail, convenience, and essential services

Key Benefits:

• Trusted nationwide network with over 28,000 UK outlets
• Accepts card payments, bill payments, and top-ups in one system
• Helps increase footfall and customer engagement
• Simple terminal setup with fast transaction speeds
• Reliable service backed by PayPoint’s UK support team
• Option to offer parcel services and Click & Collect
• Real-time transaction and settlement reporting
• Flexible solutions for small independent retailers

Paymentsense is one of the UK’s most popular payment providers, offering quick setup, low rates, and reliable payment solutions for small businesses. It’s built around flexibility and simplicity, making it ideal for retailers, cafés, salons, and tradespeople who want to take card payments easily and affordably. With next-day transfers, competitive pricing, and excellent support, Paymentsense helps small businesses keep cash flow healthy and customers happy.

Best suited for:

• Business size: Small and growing businesses
  
• Payment type: In-store, mobile, and online payments
  
• Industry type: Retail, hospitality, beauty, and trades
  

Key Benefits:

• Fast setup with card machines delivered within 24 hours
• Next-day settlements to keep cash flow steady
• No setup fees and flexible rolling contracts
• Transparent pricing with no hidden charges
• Easy integration for online payments and POS systems
• Secure, PCI DSS compliant infrastructure
• Access to the Dojo app for real-time payment insights
• UK-based customer service and technical support

Paysafe is an international payment provider specialising in digital wallets, online gaming, and high-volume eCommerce transactions. It offers flexible and secure payment solutions that help businesses accept multiple payment methods across borders. With brands like Skrill and NETELLER under its umbrella, Paysafe gives merchants access to alternative payment options, fast settlements, and advanced fraud prevention tools designed for high-risk and high-growth industries.

Best suited for:

• Business size: Medium to large online businesses
  
• Payment type: Online, mobile, and digital wallet payments
  
• Industry type: eCommerce, gaming, travel, and digital services

Key Benefits:

• Global reach across 120+ currencies and 40+ payment types
• Access to Skrill and NETELLER digital wallet networks
• Optimised checkout for faster customer conversion
• Advanced fraud prevention and chargeback management
• Simple API integration for online platforms
• Fast cross-border settlements with multi-currency support
• Supports recurring and subscription billing
• Trusted by global merchants in regulated sectors

Payzone provides flexible in-store payment solutions that help local retailers, service providers, and small businesses accept card and bill payments easily. Now part of the Post Office network, Payzone supports a wide range of essential payment services, including utilities, mobile top-ups, and parcel transactions. It’s ideal for small UK businesses that want to offer customers greater convenience while earning additional income from bill payment services.

Best suited for:

• Business size: Small and independent retailers
  
• Payment type: In-store and bill payment transactions
  
• Industry type: Retail, convenience, and essential services

Key Benefits:

• Trusted brand with strong UK retail and Post Office partnerships
• Accepts card, utility, and mobile payments in one system
• Fast, reliable terminals for everyday transactions
• Helps increase footfall and repeat business
• Simple setup with no complex onboarding
• Secure PCI-compliant payment infrastructure
• Access to parcel and Click & Collect integrations
• Dedicated UK-based support and account management

Rapyd is a global fintech platform that simplifies international payments by connecting businesses to hundreds of local payment methods through a single API. Following its acquisition of Valitor, Rapyd combines payment acceptance, disbursements, and foreign exchange into one powerful solution. It’s ideal for companies expanding globally that want to offer customers localised payment options without needing multiple providers or complex integrations.

Best suited for:

• Business size: Medium to large global businesses
  
• Payment type: Online, cross-border, and account-to-account payments
  
• Industry type: eCommerce, marketplaces, fintech, and travel

Key Benefits:

• One integration for 900+ local payment methods worldwide
• Combines card processing, payouts, and currency exchange
• Supports 100+ currencies across 190+ countries
• Advanced compliance and KYC infrastructure
• Real-time payment orchestration and routing
• API-first platform for fast, scalable deployment
• Multi-currency wallet and virtual account support
• Backed by global banking partners and trusted financial regulation

Retail Merchant Services (RMS) provides affordable and reliable card payment solutions tailored to small and medium-sized UK businesses. Known for competitive rates and dedicated customer support, RMS helps merchants save money on processing fees without compromising on service quality. Whether you’re taking payments in-store, online, or on the move, Retail Merchant Services delivers flexible options backed by secure, PCI-compliant technology.

Best suited for:

• Business size: Small to medium-sized businesses
  
• Payment type: In-store, online, and mobile payments
  
• Industry type: Retail, hospitality, and trades

Key Benefits:

• Competitive rates with tailored pricing for SMEs
• Fast setup with minimal paperwork
• Secure card machines and online payment gateways
• Reliable uptime and next-day settlements
• Easy integration with POS and eCommerce platforms
• UK-based support team available seven days a week
• Transparent contracts with no hidden costs
• Backed by EVO Payments, ensuring strong financial reliability

Revolut offers a powerful business account with built-in payment processing, designed for companies that operate online and across borders. It combines multi-currency banking, card acceptance, and expense management in one digital platform. Revolut Business helps streamline international transactions, reduce FX costs, and give full visibility of incoming and outgoing payments, making it ideal for startups, freelancers, and fast-scaling global businesses.

Best suited for:

• Business size: Startups, freelancers, and growing digital businesses
  
• Payment type: Online, mobile, and international payments
  
• Industry type: eCommerce, tech, and professional services

Key Benefits:

• Multi-currency accounts supporting 25+ currencies
• Competitive foreign exchange rates and instant transfers
• Accepts card and account-to-account payments
• Easy integration with accounting tools like Xero and QuickBooks
• Virtual and physical business cards for teams
• Real-time expense tracking and payment approvals
• Secure and regulated by the Financial Conduct Authority (FCA)
• Fast onboarding with no branch visits or paperwork

Secure Trading is a UK-based payment gateway provider that specialises in helping businesses securely process online transactions, including those in high-risk or complex industries. It delivers fast, reliable payment processing with strong fraud prevention and full PCI DSS compliance. With flexible integration options and round-the-clock support, Secure Trading is a trusted choice for merchants who need robust security and dependable uptime.

Best suited for:

• Business size: Small to medium businesses and high-risk merchants
  
• Payment type: Online, recurring, and MOTO (Mail Order/Telephone Order) payments
  
• Industry type: eCommerce, gaming, financial services, and travel

Key Benefits:

• Trusted UK-based payment gateway with strong security standards
• Specialises in high-risk and regulated industries
• Advanced fraud detection and real-time monitoring tools
• Fast authorisation and reliable transaction uptime
• Simple API integration for websites and platforms
• Comprehensive reporting and reconciliation dashboard
• PCI DSS Level 1 compliance and tokenisation support
• 24/7 technical assistance and customer service

Shopify Payments is the built-in payment solution for businesses using the Shopify eCommerce platform. It eliminates the need for third-party gateways, allowing merchants to accept card payments directly through their online store. Designed for simplicity and speed, Shopify Payments provides instant integration, automatic reconciliation, and transparent pricing, making it ideal for online retailers that want a frictionless payment experience for both their customers and their business.

Best suited for:

• Business size: Small to medium eCommerce businesses
  
• Payment type: Online, mobile, and subscription payments
  
• Industry type: Retail, fashion, beauty, and digital products

Key Benefits:

• Fully integrated with the Shopify platform and dashboard
• No third-party gateway setup or extra transaction fees
• Supports major credit cards, Apple Pay, and Google Pay
• Real-time tracking of payments and payouts
• Fast setup with automatic reconciliation and reporting
• Simple, transparent pricing and clear processing rates
• PCI-compliant and backed by Stripe infrastructure
• Ideal for merchants wanting a single, unified system

Square is one of the most popular payment solutions for small businesses, freelancers, and mobile traders. It combines card readers, invoicing, and online payment tools in one easy-to-use platform. With no fixed monthly fees, transparent pricing, and free POS software, Square is ideal for businesses that need flexibility and simplicity when taking payments on the go or in-store.

Best suited for:

• Business size: Small and micro businesses, sole traders, and startups
  
• Payment type: In-store, mobile, and online payments
  
• Industry type: Retail, food and drink, beauty, and local services

Key Benefits:

• No monthly fees or long-term contracts
• Free POS app with inventory and sales tracking
• Instant setup and quick approval process
• Accepts contactless, chip and PIN, and mobile wallet payments
• Real-time sales reporting through the Square Dashboard
• Transparent flat-rate pricing per transaction
• Next-day transfers to your bank account
• Integrates with eCommerce platforms and third-party apps

Stripe is one of the world’s leading online payment platforms, trusted by millions of businesses for its flexibility, reliability, and developer-friendly tools. It’s ideal for companies that want complete control over how payments are integrated into their websites or apps. Stripe supports hundreds of currencies and payment methods, making it perfect for global eCommerce, SaaS, and digital service providers that need scalability and seamless checkout experiences.

Best suited for:

• Business size: Startups to enterprise-level businesses
  
• Payment type: Online, recurring, and subscription payments
  
• Industry type: eCommerce, SaaS, and marketplaces

Key Benefits:

• Global payment platform supporting 135+ currencies
• Developer-friendly API for full customisation
• Built-in tools for recurring billing and subscriptions
• Advanced fraud detection powered by machine learning
• Instant setup with no long-term contracts
• Real-time reporting and analytics dashboard
• Easy integration with Shopify, WooCommerce, and custom sites
• Trusted by major brands such as Amazon, Deliveroo, and ASOS

SumUp is a simple, affordable payment solution designed for small and mobile businesses that need to take card payments anywhere. With no monthly fees and low transaction costs, it’s perfect for sole traders, pop-up retailers, and service providers. SumUp’s compact card readers connect easily to smartphones or tablets, while its app gives users full control over sales, invoices, and customer receipts in real time.

Best suited for:

• Business size: Micro and small businesses, sole traders
  
• Payment type: In-person and mobile payments
  
• Industry type: Retail, trades, hospitality, and events

Key Benefits:

• No monthly fees or hidden costs
• Compact and reliable card readers for mobile use
• Accepts contactless, chip and PIN, and mobile wallets
• Quick setup with approval in minutes
• Simple app for tracking sales and managing invoices
• Fixed low transaction rates for predictable costs
• Instant digital receipts and reporting tools
• Reliable UK support and secure PCI-compliant technology

Takepayments is a UK-based provider that focuses on helping small businesses accept card payments quickly and affordably. It offers a wide choice of payment options, including countertop, portable, and mobile card machines, as well as online gateways. With transparent pricing, fast setup, and strong customer service, Takepayments is ideal for local retailers, cafés, and tradespeople who want simple, reliable payment processing without lengthy contracts.

Best suited for:

• Business size: Small and independent UK businesses
  
• Payment type: In-store, online, and mobile payments
  
• Industry type: Retail, hospitality, and local services
  

Key Benefits:

• Fast approval and easy setup for new merchants
• Choice of card machines for different business types
• Secure online payment gateways and virtual terminals
• Next-day settlements for improved cash flow
• Transparent pricing with short-term contracts
• UK-based customer service and technical support
• PCI DSS Level 1 security and fraud protection
• Works with all major credit and debit cards

Trust Payments is a UK-based payment provider offering fully integrated solutions for businesses that operate both online and offline. Its platform is designed to simplify omnichannel payment acceptance while maintaining high security and compliance standards. With support for over 100 currencies and a wide range of payment methods, Trust Payments is ideal for growing businesses that want flexible, scalable solutions backed by strong customer support and real-time insights.

Best suited for:

• Business size: Medium to large, multi-channel businesses
  
• Payment type: Online, in-store, and mobile payments
  
• Industry type: Retail, hospitality, and eCommerce

Key Benefits:

• Supports 100+ currencies and global payment options
• Unified platform for in-store and online transactions
• Advanced fraud prevention and risk management tools
• PCI DSS Level 1 certified for top-level security
• Customisable APIs and integration flexibility
• Real-time reporting and analytics dashboard
• Fast settlements and transparent pricing
• Trusted by leading UK and European merchants

Tyl by NatWest offers simple, reliable, and affordable payment solutions designed specifically for UK small and medium-sized businesses. Backed by one of the UK’s biggest banks, Tyl provides secure card machines, online payment tools, and next-day settlements directly into your NatWest account. It’s perfect for business owners who want a straightforward setup, clear pricing, and the reassurance of working with a trusted UK financial brand.

Best suited for:

• Business size: Small to medium-sized UK businesses
  
• Payment type: In-store, online, and mobile payments
  
• Industry type: Retail, hospitality, and professional services

Key Benefits:

• Backed by NatWest, one of the UK’s most trusted banks
• Simple setup with clear, transparent pricing
• Fast next-day payouts into your bank account
• Choice of countertop, portable, and mobile card readers
• Online payment links and virtual terminal options
• PCI DSS compliant with advanced fraud protection
• UK-based customer service and technical support
• Access to transaction insights through the Tyl portal

Verifone is a global leader in payment technology, known for its reliable and innovative card machines and POS systems. It’s ideal for large retailers and multi-site businesses that need secure, high-performance payment hardware integrated with their existing systems. Verifone combines in-store, online, and mobile payment solutions with advanced software and analytics to help businesses deliver seamless customer experiences across every channel.

Best suited for:

• Business size: Large and enterprise-level retailers
  
• Payment type: In-store, unattended, and omnichannel payments
  
• Industry type: Retail, hospitality, and transport

Key Benefits:

• Trusted global brand with decades of payment expertise
• Durable, high-speed card machines and POS systems
• Supports contactless, chip and PIN, and mobile wallet payments
• Advanced software integration for large-scale operations
• Secure end-to-end encryption and PCI DSS compliance
• Real-time data, reporting, and remote device management
• Scalable solutions for multi-site or franchise businesses
• 24/7 support and ongoing software updates

Worldpay is one of the most recognised payment providers in the UK and worldwide, trusted by businesses of all sizes for secure, reliable payment processing. It supports in-store, online, and mobile transactions, making it ideal for merchants who need flexibility and scale. With global reach, competitive rates, and strong reporting tools, Worldpay helps established businesses manage payments efficiently while reducing processing costs and improving cash flow.

Best suited for:

• Business size: Small to enterprise-level businesses
  
• Payment type: In-store, online, and mobile payments
  
• Industry type: Retail, hospitality, and eCommerce

Key Benefits:

• Trusted by over a million merchants globally
• Competitive transaction rates and transparent pricing
• Multi-currency support for international trading
• Secure infrastructure with advanced fraud prevention
• Fast, reliable card machines and online payment gateways
• Integration with major POS and eCommerce platforms
• Real-time payment tracking and reporting
• UK-based support and dedicated account management